The case for having just one KiwiSaver default fund
An unrelenting focus on fees has hurt the commerciality of being a default provider.
Shoeshine’s former boss in London used to get his lunch from sandwich chain Pret a Manger every single day.
Pret is famously inescapable in the UK. Within a two-minute walk of our Fleet St office there were four outlets, each serving exactly the same wraps, rolls and drinks at exactly the same
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