ANALYSIS: ESG is a gold mine for fund managers in that it allows them to differentiate their product for a higher price.
ANALYSIS: Hersh Shefrin has long argued that markets aren’t efficient, simply because investment decisions are made by humans who are influenced by emotions such as greed and fear.
ANALYSIS: Assessing the income and associated terminal sum required to fund Massey University’s upmarket ‘choices’ retirement alternative.
ANALYSIS: A look at quantifying what level of income would support a ‘comfortable’ retirement.
ANALYSIS: ‘Scaring people with unrealistic retirement savings goals isn’t part of the solution.’
ANALYSIS: Moving the dial or subsidising the finance sector?
ANALYSIS: There are numerous instances of the finance sector putting its hand on its heart and citing its social responsibility to lobby for compulsory KiwiSaver with tax incentives.
ANALYSIS: Make sure your adviser correctly benchmarks your active shares’ performance so you get important feedback as regards the extent of the cost or benefit of ‘having fun’.
ANALYSIS: Including a look at how pension funds, both locally and overseas, choose between the active and passive alternatives.
ANALYSIS: What lessons can analysis of Australian fund management performance data have for retail investors in New Zealand?