The New Zealand Initiative believes it is a missed opportunity for comprehensive reform.
At his evening press conference, PM said Govt must consider long-term implications of cost to make infrastructure more robust.
The SOE argued investment in rail was critical to help reduce traffic congestion and cut carbon emissions.
Prime Minister Chris Hipkins says government providing as much support as it could.
Incomes are up but much of the gain has been eroded by inflation.
Financial Services Federation say the change will not help those who do not own their home.
UPDATE: PM Hipkins asks people to buy only the groceries they need; Transpower restores some power to Hawke’s Bay and Gisborne.
The organisation expects to learn lessons from the floods, particularly around landslips.
Like other submitters, the council says the new legislation – to replace convoluted existing law – is still too complex.
It is still unclear whether the Government or the insurance industry pays for the urgent need to adapt to climate change.